Åžubat 3, 2026
20’li yaÅŸlarında zengin olmayı takıntı haline getiren insanlar, hayat nasıl gidiyor?
20’li yaÅŸlarımın ortasındayım ve dürüst olmak istiyorum: Zengin olma konusunda takıntılıyım.
Gösterişli ya da sosyal medya yoluyla değil, sürekli, altta yatan bir şekilde. Para, özgürlük, nüfuz, ölçeklenebilir bir şey inşa etmek. Tamamen ilgisiz bir şey yaptığımda bile bu sürücü arka planda daima oradadır.
Son zamanlarda bu takıntımın ileride pişman olacağım bir şeye mi yoksa kendime derinden teşekkür edeceğim bir şeye mi dönüşeceğini merak ediyordum. Henüz tam olarak söyleyemem ve bu belirsizlik tam da bu yüzden soruyorum.
En çok merak ettiÄŸim ÅŸey, geleneksel bir yolu takip etmeyen insanların hikayeleri. Klasik “doÄŸru dereceyi al, doÄŸru iÅŸi bul, merdiveni tırman” yörüngesi deÄŸil, yine de bir ÅŸekilde yolunda giden karmaşık, riskli, doÄŸrusal olmayan hayatlar.
20’li yaÅŸlarınızda zengin olma konusunda takıntılıysanız iÅŸler sizin için nasıl geliÅŸti? Åžimdi geriye dönüp baktığınızda bu zihniyet hayatınızı olumlu yönde mi ÅŸekillendirdi yoksa size beklediÄŸinizden daha pahalıya mı mal oldu?
Bugün 25 yaşındaki halinizle konuşabilseydiniz, onlara yavaşlamalarını ve hayattan daha fazla keyif almalarını mı söylerdiniz, yoksa aynı şekilde zorlamaya devam etmelerini mi söylerdiniz?
Motivasyonel alıntılar veya genel tavsiyeler aramıyorum. Özellikle alışılmamış yolları seçen insanlardan gelen gerçek deneyimler ve dürüst düşüncelerle gerçekten ilgileniyorum.
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Contrary to popular belief, I personally believe you’re on the right track. Money is the answer to all of life’s problems. Any problem that can’t be solved directly with money, is much more difficult to solve without money. I’m retired before forty with two kids and live in a coastal HCOL area. No regrets grinding away my 20s.
I’m blocking anyone who asks how my life is going.
I was mentally still in my 20s (30) when I made the call that I wanted to buy my freedom from the 9 to 5 system and that having money actually mattered to me, and I needed to focus on money as a end goal vs. performative fulfillment working in the public service, which had gotten me nowhere financially when it was really starting to matter.
I was in an MBA program at the time, and I decided to take out a sizeable student loan to learn to invest and trade with it, in particular, bitcoin. I had a beginners luck streak, then most of it ended up in an unrealized loss, I kept throwing money into my account, and doubled down, and it ended up working out that I earned financial freedom and FU money 6-7 years later and developed a trading system that is very solid and I don’t stress about betting on.
I couldnt give a crap about new cars, a nice house, any of the stuff that society tells us to buy so we get trapped in the system earning paychecks to service debt. With that said, I’m beginning to think there’s no amount of money that will make me feel totally secure; more money is always on my mind. Though, I could not do a thing for 10 years for money and still be OK.
As for the cost, I sacrificed any chance at progression up the career carnival ladder–I went from being a “rockstar” employee to one doing the bare minimum at all times, being hostile towards management, and dabbling in early stage union organization; I sacrificed my MBA studies–they were getting in the way of trading; I sacrificed my health–the stress from trading early on turned into a full blown panic disorder after a couple of years that’s now under control but was brutal; I sacrificed my relationships–any person who I saw as adding negativity or questioning my choices was out of my life, including my father, who just now after 5 years am I speaking to again.
There are probably other costs, but you get the idea, I found them to be huge. But, they were worth it. I don’t think I would have been able to live with myself if I hadn’t gone for it when I did. And, all in all, I am happy that I did.
I’m good , I’m more obsessed in having 90 day vacations now instead of being filthy rich
What are you doing to make that a reality ?
I’m about to send the kid I had at 19 to college. Don’t regret one thing and happy I lost everyone I did on my way here. I would do everything the exact same way especially choosing to be a single mom. Betting on my self will be my biggest accomplishment in life.
Becoming a everyday follow through motion.
Well I think even if I could tell myself to buy eth , btc and other alts when I was 25 and them being much lower , I guess I will still be in the follow through motion as I believe the goal purpose is wrong haha .
But I think it is too late to change as habit has already been formed and there is no better replacement strategies to replace it
im bs but iirc, wasn’t there some kind of spiritual pyramid? like you work on health, finance, work, purpose then the spirit is at the top?
so like, in accordance with that, there’s nowhere to go but up from here.
I wasn’t really obsessed but I did want to be well-off. I really just want a skill honed in that you can’t take away even if my house burned down, like I’d know how to start from anywhere.
discipline however, it’s another beast to balance it with those ideas.
37 now been grinding since I was 12. Many businesses. I’ve had some massive luck/hits over the years (was worth 12 million at one point). Current NW is over 1 mill. 6 years ago I lost everything was back at $0.. I built myself back up over these years. Things are going pretty well again. I own small % in a saas projecting to hit 10 million ARR in next year or two. I also started my own saas that is hovering around 7k MRR at the moment.
My perception about money is very different than it was when I was in my 20s. In my 20s I wanted to be filthy rich and have all of those nice things like a lambo. Now I want to have enough to retire, travel, take care of my family and do what I want with my time.
There’s some sadness when you get older because you feel like you still haven’t achieved what you thought you would of and as if time is running out, but maybe I’m too hard on myself. Who knows.
Oh to answer your question. I wouldn’t of changed anything. I dropped out of college to continue running my business when I was 19. No regrets. I’ve had some crazy experiences over the years. One thing I would tell my 25 year old self is invest in stocks other speculative investments and let it ride baby. Don’t fucking touch it for 10-20 years. It seems sooooo far out but trust me it comes.