24M tavsiye arıyor

Bu ay 24 yaşıma yeni girdim ve olmayı beklediğim yere yakın olmadığımı fark ettim. Geçen sene ehliyetimi aldım ama hala arabam yok. Yakın zamanda uzak bir işe başladım ama genç ve dikkatsiz olduğum için kredimi mahvettim. Kredi kartları ve bir banka kredisi arasında yaklaşık 13.000 dolar borcum var. Üniversitede diplomam için çalışıyorum ama kendimi sıkışmış hissediyorum. Sanırım geleceğim için birikim yaparak anneme en az 1000 dolarlık fatura öderken gerçekten borçtan nasıl kurtulabileceğime dair tavsiye arıyorum.

Etiketler:

1 Yorum

  1. Efficient-Trash-6383
    Ocak 24, 2026 - 4:05 am

    It really seems like your problems won’t be solvable without more income. With a car, I’d just tell you to do gig work of some sorts and grind it down, but without a car, you’re kinda stuck to what you can make without leaving your house. I would probably ask for more hours or find something super flexible to do outside of regular work hours.
    If you straight up can not find $400-600 every month, you probably should hold off on getting a car unless you’re serious about hustling on the side.
    Keep up with your payments on your debt, don’t let that go to collections ever.
    1000/month probably feels like a lot to pay for a place to live but that’s gonna be a significant discount compared to living on your own. Just accept that for what it is.

    All that said, what *I* would do is get a loan for a car and hustle on the weekends with gig work to pay for it. Grind that debt down asap, if you find an extra $250 a week (on top of your car note and insurance), put that towards your debt and you’ll be clear in a year. Then start stacking cash responsibly, building an emergency fund and personal savings, and eventually as you achieve your goals, start to invest to build wealth.

    It might feel hopeless but you’re only 24 and you have a whole lot of time left on this planet. You can have whatever you build in this world.

    0

Yorum Yaz

13047 Toplam Flood
19853 Toplam Yorum
11878 Toplam Üye
47 Son 24 Saatte Flood

Kod e‑postana gönderildi. (24 saat geçerli)